Types of Loans We Offer
Choose from our comprehensive range of loan products designed to meet your specific financial needs
Personal Loans
Interest Rate: 10.50% - 16.50% p.a.
Loan Amount: ₹1 Lakh - ₹50 Lakhs
Tenure: 6 months - 5 years
No collateral required, quick approval, minimal documentation. Perfect for medical emergencies, education, travel, or any personal expenses.
Apply NowHome Loans
Interest Rate: 7.35% - 9.50% p.a.
Loan Amount: ₹5 Lakhs - ₹10 Crores
Tenure: 5 - 30 years
Low interest rates, high loan amounts, flexible repayment options. Buy, construct, or renovate your dream home with ease.
Apply NowBusiness Loans
Interest Rate: 8.50% - 14.00% p.a.
Loan Amount: ₹1 Lakh - ₹75 Lakhs
Tenure: 1 - 7 years
Fuel your business growth with working capital, equipment purchase, or expansion funding. No collateral required up to ₹50 lakhs.
Apply NowVehicle Loans
Interest Rate: 7.50% - 12.00% p.a.
Loan Amount: ₹50,000 - ₹2 Crores
Tenure: 1 - 7 years
Finance new or used cars, two-wheelers, commercial vehicles. Up to 90% financing, low EMIs, no prepayment penalty.
Apply NowEducation Loans
Interest Rate: 9.00% - 13.50% p.a.
Loan Amount: ₹50,000 - ₹1.5 Crores
Tenure: 5 - 15 years
Finance higher education in India or abroad. Covers tuition fees, living expenses, and other educational costs.
Apply NowGold Loans
Interest Rate: 7.50% - 11.00% p.a.
Loan Amount: ₹5,000 - ₹5 Crores
Tenure: 6 months - 3 years
Quick cash against your gold jewelry. Instant approval, competitive rates, flexible repayment options.
Apply NowInterest Rate Comparison
Compare interest rates across different loan types to make an informed decision
| Loan Type | Interest Rate (p.a.) | Processing Fee | Max Amount | Max Tenure | EMI per Lakh |
|---|---|---|---|---|---|
| Personal Loan | 10.50% - 16.50% | 2% + GST | ₹50 Lakhs | 5 Years | ₹2,124 - ₹2,479 |
| Home Loan | 7.35% - 9.50% | 0.50% + GST | ₹10 Crores | 30 Years | ₹693 - ₹841 |
| Business Loan | 8.50% - 14.00% | 1.5% + GST | ₹75 Lakhs | 7 Years | ₹1,568 - ₹1,980 |
| Vehicle Loan | 7.50% - 12.00% | 1% + GST | ₹2 Crores | 7 Years | ₹1,559 - ₹1,776 |
| Education Loan | 9.00% - 13.50% | 1% + GST | ₹1.5 Crores | 15 Years | ₹1,014 - ₹1,371 |
| Gold Loan | 7.50% - 11.00% | 0.5% + GST | ₹5 Crores | 3 Years | ₹3,109 - ₹3,290 |
Loan Comparison Chart
Choose the loan that best fits your requirements and financial situation
Personal Loan
Best for: Immediate cash needs- No collateral required
- Quick approval in 24 hours
- Minimal documentation
- Flexible usage
- EMI starts from ₹2,124
- Higher interest rates
- Shorter tenure
Home Loan
Best for: Property purchase- Lowest interest rates
- Highest loan amounts
- Long repayment tenure
- Tax benefits available
- EMI starts from ₹693
- Property as collateral
- Longer processing time
Business Loan
Best for: Business growth- No collateral up to ₹50L
- Flexible repayment
- Quick disbursal
- Working capital support
- EMI starts from ₹1,568
- Business documentation
- Income proof required
Why Choose Our Loan Services
Experience the difference with our customer-centric approach and competitive offerings
Quick Approval Process
Get loan approval in as little as 24 hours with our streamlined digital process. Upload documents online and track your application status in real-time.
Competitive Interest Rates
Enjoy some of the most competitive interest rates in the market. Our rates start from as low as 7.35% p.a. for home loans and 7.50% p.a. for gold loans.
Minimal Documentation
Simple documentation process with digital verification. For personal loans, you need just identity, address, and income proof - that's it!
Flexible Repayment Options
Choose from various repayment options including step-up EMIs, part-prepayment, and foreclosure with minimal charges to suit your financial situation.
Documents Required
Keep these documents ready for a smooth and quick loan application process
For Salaried Employees
Identity Proof:
- • PAN Card (Mandatory)
- • Aadhar Card
- • Passport
- • Voter ID
- • Driving License
Address Proof:
- • Aadhar Card
- • Utility Bills
- • Bank Statement
- • Rent Agreement
Income Proof:
- • Last 3 Salary Slips
- • Form 16
- • Bank Statement (6 months)
- • Employment Certificate
Other Documents:
- • Passport Size Photos
- • Cancelled Cheque
- • Investment Proof (if any)
For Self-Employed
Identity Proof:
- • PAN Card (Mandatory)
- • Aadhar Card
- • Passport
- • Voter ID
- • Driving License
Address Proof:
- • Aadhar Card
- • Utility Bills
- • Property Papers
- • Rent Agreement
Income Proof:
- • ITR (Last 2 years)
- • Audited Financials
- • Bank Statement (12 months)
- • GST Returns
Business Proof:
- • Business Registration
- • GST Certificate
- • Shop License
- • Partnership Deed
Ready to Get Your Loan Approved?
Join thousands of satisfied customers who have achieved their financial goals with our loan solutions